Here's My Story

For years, I've been ordering Norwegian fjord trout (and the occassional Atlantic salmon when it was cheaper), fresh enough to be eaten raw, from Top Catch Fisheries at Taman Megah. I would place the order in advance and they would bill me in the morning of my requested pick-up date. I would order 300g of the fish but understandably they couldn't cut exactly that much from the bigger slab. Often, I would get slightly above it. If I recall correctly, the most I got was 330g. Couple of months ago, right after I put in my advance order, I was surprised to be billed right away for 300 gm. I reminded them that it as for pick-up in a few days time and not for the day itself, which they acknowledged. They want to speed-up the process, rather than billing me on that day. If payment wasn't made on that day, they requested that I remind them of my order that day. Incidentally, ever since they had a change of staff in charge of taking care of advance order, half of the time they forgo...

(Emphasis is mine, to show the mistakes) 1. Nine News article: "Canada's Trudeau resigns as Liberal Party leader, spelling end to time in power". Sentence: "He planned to stay on as prime minister until a new leader of the Liberal Party ." Hanging sentence.   2. Aljazeera article: "Trump announces US crypto reserve: What it is, and why it matters". Sentence: "And if the US government, through a reserve, holds a substantial chunk of the global volume of crypto tokens, it would be in a position to reduce the price volatilty curtentyluy associated with these digital currencies." 3. Free Malaysia Today article: "Macron wants ‘clear pressure’ on Moscow to accept ceasefire". Sentence: "In a statement released later Saturday, his office said Macron would Canada’s new prime minister Mark Carney on Monday to discuss the war in Ukraine and “other international crises”." 

Here are the average dividend yields on cost for shares that have paid out dividends: Share counters (2 of them) with no dividend yields just means that I have yet to receive at least a year's worth of dividends from these companies. The overall dividend yield on cost weighted by invested amount is 5.0% (vs 5.1% in previous review), excluding the 2 share counters mentioned above. There are 15 share counters with dividend yield (on cost) less than 5% (number of consecutive years of this low yield in bracket): Capland Ascott (1) CapitaLandInvest (1) ComfortDelGro (5) Delfi (1) Frasers L&C Tr (3) IFAST (6) Keppel DC REIT (3) Mapletree Log Tr (3) Micro-Mechanics (1) Parkway Life Reit (5) Raffles Medical (3) SGX (5) Sheng Siong (3) Singtel (3) UOB (6) (at 4.9%, it's very close to 5%) UOB's dividend yield of 4.9% is good since it's a bank. iFAST's low dividend yield is more than compensated by its huge unrealised capital gain but I might pare it down further. Parkway ...

These are the shares that I initiated position in and sold since the last update about year ago : Initiated in: (1) Credit Bureau Asia Ltd (as recommended by The Smart Investor) " Credit Bureau Asia (CBA) is a leading credit and risk information solutions provider in Southeast Asia. The group provides credit and risk information services to a wide variety of clients such as financial institutions (FI), multinational corporations, government bodies, public agencies, local enterprises, and individuals. " Reasons to buy: A dominant market leader in the credit information services sector Network effect competitive moat Solid financials with growth in revenue, net profit and dividends Catalysts for continued growth Potential growth in China and other countries Risks: Economic downturn Non-renewal of contract with Dun & Bradstree Uneven track record in expansion (2) The Hour Glass Ltd (as recommended by The Smart Investor) I bought some once The Smart Investor moved it from sp...

Recap regarding pain: Pulling pain at the wrist just below the base of the thumb when I moved my clenched fist upward. Sharp pain at around the same spot as above when I push the back of my palm towards me. Overall, there was slight decrease in pain level when testing the pain (as above), when massaging my upper left back, and when rubbing stubborn stain with a rag. Sometimes, though, there was sudden throbbing pain (for a few seconds) even at rest. The good news was that neither exercise caused any pain. In fact, pain level reduced a little after exercising.  As usual, physical manipulation and ultrasound treatment was applied. Therapist got me to do the first exercise 20 rep followed by 10 rep x 2. Tiring! He then prescribed the same two exercises for two weeks with no appointment set i.e. see him if I need to. I guess this is good news. Although it wasn't specified, I'll continue with the 10 mins of break after 30 mins of using the right hand until it's fully healed.

    Name of the shop, in Butterworth, is Bo Plan 😄