Here's My Story

Generally you'll want to invest in a portfolio that generates a rate of return greater than inflation rate. Let's called this the desired rate. Investing wholly in bonds generally would not be sufficient to do that. Those who can invest a lot in riskier assets are those who are wealthy and yet ironically it's sufficient for them to jus invest solely in safer assets. For example, someone with RM 10 million placed in, say, fixed deposite with interest rate of 3% p.a. would earn interest of RM 300k a year, which translates into RM 25k each month and that is more than enough to live very comfortably. Those who are not rich would understandably be worried about losing their capital and shy away from riskier assets but putting their savings into fixed deposit is not ideal either it doesn't give the desired rate. Here's another irony: I came accross bond issued by the Victorian government (an Australian state) with coupon rate exceeding 5% p.a., which easily beat Malaysia ...

I redid both the lipid profile test and liver function test, as advised by the GP, due to the findings of the previous tests 3 months ago . The SGPT (ALT) level is back to normal at 47 (within range of 10-49), instead of significantly elevated. As for the cholesterol level,                                   Jan 25                 Apr 25                  Ref Total cholesterol           6.6                      6.3                   <...

Saw this at Megah Rise Mall some time ago:  

Just over 3 weeks after the last session , I was surprised to receive a WhatsApp message from the physiotherapist (Lee) at the Relive Physiotherapy & Rehabilitation centre.  He enquired about my wrist. I told him that it seems to be improving but very slowly. Also, on some mornings, I woke up with pain but it always went away after a few minutes later. He attributed that to stiffness and so recommended an increase of the second exercise from 15 to 30 rep. He wanted to increase the weight used for the first exercise but he held off when I told him I had increase the reps from 10 x 3 to 15, 13 and 12 and that was already challenging. Such a pleasant surprise: checking up on me and gave me free advice. It's now been more than 4 weeks. Sometimes I feel that it's fully cured but other times not. I'll formally consult the therapist again if there's no further improvement.

Someone once told me that they are on a 25-hour cycle. I didn't know what that was until they explained: they couldn't sleep until they are awake for 25 hours. They then sleep for 12 hours. Wow.

Few months ago, we passed by Menya Appare after having an unsatisfactory dinner at Foodies' Nest Food Court (never again!). It had good reviews on Google and so we dined there the next time we went to the mall. They have ramen that you can find in other ramen restaurants but one is unique, at least to me: Intrigued, both Ban and I ordered it. Before:   After: First time ever I finished drinking any soup noodle. It was that delicious and it wasn't 'jelak'. Highly recommended!

This was at Masih Kopitiam, Butterworth. So huge!