Help me budget

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As a result of this, I am now preparing for a backup plan that is quite risky and hence all the more important to get a hand of certain figures as much as possible.

I would like to find out the monthly/yearly budget for the following items in Malaysia (can just assume KL):
(1) Food
(2) Mobile phone
(3) Car maintenance
(4) Car petrol
(5) Motor insurance
(6) Broadband

Anything else I should be thinking off? There's no need to consider paying car loan, house loan, house rent or tax. I would appreciate any valuable input here. Thanks!

19 Nov 09 9.38pm update: Added broadband

Comments

William said…
People can survive on a less than MYR3000 gross salary.
November 18, 2009 at 11:35 AM
Anonymous said…
Hey? KL no car teruk la...

cc
November 18, 2009 at 5:40 PM
Jaded Jeremy said…
William,
But that includes lots of other things right? I'm really after the basics.

cc,
I am getting a car but not the loan lah.
November 18, 2009 at 7:30 PM
Elyssa said…
(1) Food - 300/mth
(2) Mobile phone - 30/mth
(3) Car maintenance - new car (200 every 6mths), 2nd hand (80 every 3mths)
(4) Car petrol - depend on usage la..haha. If work near ur house, 100/mth
(5) Motor insurance - new car (Rm1k+/yr), 2nd car (without NCB is 600/yr)

Note: All the above is the bare minimal

Hubby said if all very minimal and with best scenario (eg: work near house etc), RM1000k also enough...ngam ngam survive (if without any entertainment or special food etc)

You got to think of your daily needs (detergent, shampoo, clothes etc). How about electricity, water bills etc? Broadband? Weekend travels?
November 18, 2009 at 8:17 PM
Jaded Jeremy said…
Lyssa,
Thanks! I want to know whether the minimal stuff can be covered or not and then only consider other stuff.

Electricity and water bills are small, isn't it? Oh yes, how much is broadband?
November 18, 2009 at 9:37 PM
Elyssa said…
Electric and water bill perhaps about RM40/mth. Broadband depending on what package (whether need the telephone line or not)..but I guess safe to say RM90/mth gua (my current one is RM77/mth plus RM27 for the telephone line...changing soon to wireless though :P)
November 19, 2009 at 8:51 AM
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